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画像1-1:<img src="/case/_data/contribute/images/1190_3_1.jpeg" alt="画像1-1" />
テキスト1:<p><br /> こんにちは☀️<br /> エイジングハウススタッフの山本舜弥です!</p> <p>寒波は過ぎましたがまだ寒さが残る季節ですね。皆様はいかがお過ごしでしょうか??</p> <p>私は先日、家族と祖母の実家の掃除に行ってきました🚗<br /> &nbsp;</p>
画像2-1:<img src="/case/_data/contribute/images/1190_3_9.jpeg" alt="画像2-1" />
テキスト2:<p><br /> 小さいころは親戚の集まりやお墓参りに行く際、よく祖母の実家に遊びに行っていました。</p> <p>ですが、祖母が実家を手放すということで、数年手つかずで、草木が生い茂っていたということで、これまでの感謝の気持ちを込めて家族で掃除することになりました。</p> <p>最後の機会ということもあり時間の許す限り、草木を刈りきれいにしました!<br /> &nbsp;</p>
画像3-1:<img src="/case/_data/contribute/images/1190_3_12.jpeg" alt="画像3-1" />
テキスト3:<p><br /> 私や家族含め、数年ぶりに祖母の実家に行ったので、想像以上に変わり果てた祖母の実家を見て、少し驚いてしまいました😆</p> <p>寒さが厳しい日でしたが、身長をはるかに超える大きな草木を伐採しているうちに、汗だくになってしまうぐらい暑くなり、良い運動にもなりました!</p> <p>祖母の実家の周辺が緑豊かな地域ということもあり、空気が新鮮で身も心もリフレッシュすることができました!<br /> &nbsp;</p>
画像4-1:<img src="/case/_data/contribute/images/1190_3_15.jpeg" alt="画像4-1" />
テキスト4:<p><br /> まだまだ寒さが続きますが、皆様も外で汗を流してみてはいかがでしょうか??</p> <p>とても良い気分転換になると思います♪<br /> <br /> &nbsp;</p> <p style="margin: 0px; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-alternates: inherit; font-variant-position: inherit; font-variant-emoji: inherit; font-stretch: inherit; font-size: 16px; line-height: 2; font-family: &quot;Kozuka Gothic Pr6N&quot;, &quot;小塚ゴシック Pr6N&quot;, 游ゴシック体, &quot;Yu Gothic&quot;, YuGothic, &quot;ヒラギノ角ゴ ProN W3&quot;, &quot;Hiragino Kaku Gothic ProN&quot;, Verdana, メイリオ, Meiryo, sans-serif; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; vertical-align: bottom;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 14px; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; vertical-align: bottom;">【Staff紹介】</span></p> <p style="margin: 0px; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-alternates: inherit; font-variant-position: inherit; font-variant-emoji: inherit; font-stretch: inherit; font-size: 16px; line-height: 2; font-family: &quot;Kozuka Gothic Pr6N&quot;, &quot;小塚ゴシック Pr6N&quot;, 游ゴシック体, &quot;Yu Gothic&quot;, YuGothic, &quot;ヒラギノ角ゴ ProN W3&quot;, &quot;Hiragino Kaku Gothic ProN&quot;, Verdana, メイリオ, Meiryo, sans-serif; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; vertical-align: bottom;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 14px; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; vertical-align: bottom;">URL:<a href="https://www.ageinghouse.com/company/staff.html" style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: bottom; text-decoration-line: none; color: rgb(51, 51, 51);">https://www.ageinghouse.com/company/staff.html</a></span></p> <p style="margin: 0px; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-alternates: inherit; font-variant-position: inherit; font-variant-emoji: inherit; font-stretch: inherit; font-size: 16px; line-height: 2; font-family: &quot;Kozuka Gothic Pr6N&quot;, &quot;小塚ゴシック Pr6N&quot;, 游ゴシック体, &quot;Yu Gothic&quot;, YuGothic, &quot;ヒラギノ角ゴ ProN W3&quot;, &quot;Hiragino Kaku Gothic ProN&quot;, Verdana, メイリオ, Meiryo, sans-serif; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; vertical-align: bottom;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 14px; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; vertical-align: bottom;">注文住宅をご検討の方は</span><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 14px; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; vertical-align: bottom;">エイジングハウスにお任せ下さい。</span></p>

画像1-1:<img src="/case/_data/contribute/images/1189_3_1.jpg" alt="画像1-1" />
テキスト1:<p><span style="font-size:14px;">建築コストを</span></p> <p><span style="font-size:14px;">少しでも安く抑えなければならない</span></p> <p><span style="font-size:14px;">状況に直面した時、</span></p> <p><span style="font-size:14px;">パッと思い浮かぶのが</span></p> <p><span style="font-size:14px;">使用する材料を変えたり</span></p> <p><span style="font-size:14px;">材料のランクを落とすことですが、</span></p> <p><span style="font-size:14px;">この方法は妥協した割に</span></p> <p><span style="font-size:14px;">その期待に沿うような成果を</span></p> <p><span style="font-size:14px;">得ることが出来ないことが多いため、</span></p> <p><span style="font-size:14px;">面積縮小を優先して考えることを</span></p> <p><span style="font-size:14px;">オススメしています。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">例えば、床材を無垢材から</span></p> <p><span style="font-size:14px;">無垢材じゃないものに変更すれば</span></p> <p><span style="font-size:14px;">けっこうコストが下がると</span></p> <p><span style="font-size:14px;">思われている方が多いと思いますが、</span></p> <p><span style="font-size:14px;">多くの場合、期待の半分も下がらないし、</span></p> <p><span style="font-size:14px;">選ぶものによったら</span></p> <p><span style="font-size:14px;">ほとんどコストが変わらない</span></p> <p><span style="font-size:14px;">なんてこともあったりします。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">また、断熱材も</span></p> <p><span style="font-size:14px;">同じレベルの性能を有しているものでも</span></p> <p><span style="font-size:14px;">安価なものもあれば</span></p> <p><span style="font-size:14px;">高価なものもあるのですが、</span></p> <p><span style="font-size:14px;">コストを落とすために</span></p> <p><span style="font-size:14px;">安価なものに変えた場合、</span></p> <p><span style="font-size:14px;">見た目の数字はほとんど変わらないまま</span></p> <p><span style="font-size:14px;">(高い性能値を維持したまま)</span></p> <p><span style="font-size:14px;">コストだけが落ちるように思うものの、</span></p> <p><span style="font-size:14px;">実際暮らし出してみると</span></p> <p><span style="font-size:14px;">数字だけでは分からない「体感」が</span></p> <p><span style="font-size:14px;">全然違ってきたりするのも事実です。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">そんなわけで、</span></p> <p><span style="font-size:14px;">使うものに言及するより優先して</span></p> <p><span style="font-size:14px;">面積縮小に取り組んでいただきたい</span></p> <p><span style="font-size:14px;">というのが弊社からの提案なんですが、</span></p> <p><span style="font-size:14px;">とはいえ、普通に考えると</span></p> <p><span style="font-size:14px;">家を小さくするとなれば</span></p> <p><span style="font-size:14px;">「収納足りないのでは?」とか、</span></p> <p><span style="font-size:14px;">「使いにくくなるんじゃないか?」とか、</span></p> <p><span style="font-size:14px;">「見窄らしくなるんじゃないか?」など</span></p> <p><span style="font-size:14px;">様々な不安が頭をよぎり、</span></p> <p><span style="font-size:14px;">なかなか実行出来ないものです。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">なので、その不安を少しでも</span></p> <p><span style="font-size:14px;">払拭していただけるよう</span></p> <p><span style="font-size:14px;">それを実行するために</span></p> <p><span style="font-size:14px;">知っておいていただきたい考え方について</span></p> <p><span style="font-size:14px;">ここからはお伝えしていきたいと思います。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">家の面積を縮小するために</span></p> <p><span style="font-size:14px;">というよりは、</span></p> <p><span style="font-size:14px;">闇雲に家の面積を大きくしないために</span></p> <p><span style="font-size:14px;">まず出来るだけなくしたいものが、</span></p> <p><br /> <span style="font-size:14px;">「なくても問題ないスペース」です。</span></p>
画像2-1:<img src="/case/_data/contribute/images/1189_3_9.jpg" alt="画像2-1" />
テキスト2:<p><span style="font-size:14px;">例えば「廊下」。</span></p> <p><span style="font-size:14px;">どんな家にしたいのかを</span></p> <p><span style="font-size:14px;">お聞きさせていただく時に、</span></p> <p><span style="font-size:14px;">「是が非でもこのスペースが欲しい!」</span></p> <p><span style="font-size:14px;">とおっしゃる方はほとんどいないし、</span></p> <p><span style="font-size:14px;">あなた自身も同じように</span></p> <p><span style="font-size:14px;">「廊下は絶対必要だなー」とは</span></p> <p><span style="font-size:14px;">思っていないのではないでしょうか。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">実際、このスペースにも</span></p> <p><span style="font-size:14px;">部屋や収納と同じように</span></p> <p><span style="font-size:14px;">基礎・床・壁・天井・屋根があるので</span></p> <p><span style="font-size:14px;">同じだけコストがかかるのですが、</span></p> <p><span style="font-size:14px;">全く欲しいとも思っていない</span></p> <p><span style="font-size:14px;">しかも、ただ通るだけの機能しか</span></p> <p><span style="font-size:14px;">有していないこのスペースに</span></p> <p><span style="font-size:14px;">部屋や収納と同じだけのお金を払うのは</span></p> <p><span style="font-size:14px;">なんだか勿体無いですよね。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">このスペースがあることによって</span></p> <p><span style="font-size:14px;">自ずと室内ドアの本数が増え、</span></p> <p><span style="font-size:14px;">(1本あたり5万円ぐらいします)</span></p> <p><span style="font-size:14px;">その分さらにコストアップするし、</span></p> <p><span style="font-size:14px;">廊下に出来る空気層が</span></p> <p><span style="font-size:14px;">いわゆる断熱材の代わりとなり</span></p> <p><span style="font-size:14px;">冷暖房の道を塞いでしまうことで</span></p> <p><span style="font-size:14px;">せっかくの高性能住宅の良さを</span></p> <p><span style="font-size:14px;">帳消しにしてしまいますしね。</span></p> <p><span style="font-size:14px;">(高性能住宅の真骨頂は、</span></p> <p><span style="font-size:14px;">冷暖房の空気を家全体に</span></p> <p><span style="font-size:14px;">ムラなく行き届かせて</span></p> <p><span style="font-size:14px;">温度差を限りなくなくことです)</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">以上のような理由から</span></p> <p><span style="font-size:14px;">まずカットすべきは「廊下」だと</span></p> <p><span style="font-size:14px;">考えている次第であり、</span></p> <p><span style="font-size:14px;">これを実現するための最良の手段が</span></p> <p><span style="font-size:14px;">「平屋」だと考えています。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">2階建てにし</span></p> <p><span style="font-size:14px;">2階部分に部屋を多くとればとるほど</span></p> <p><span style="font-size:14px;">その部屋に行くための通路が必要となり</span></p> <p><span style="font-size:14px;">無駄に廊下を増産してしまうし、</span></p> <p><span style="font-size:14px;">2階建てになると</span></p> <p><span style="font-size:14px;">「廊下」の仲間である</span></p> <p><span style="font-size:14px;">「階段」が必要になりますが、</span></p> <p><span style="font-size:14px;">この階段は廊下以上にコストがかかるし、</span></p> <p><span style="font-size:14px;">階段があることによって</span></p> <p><span style="font-size:14px;">上下階に温度差が生じるため、</span></p> <p><span style="font-size:14px;">快適な暮らしを実現するためには、</span></p> <p><span style="font-size:14px;">大きなコストを払うことによって</span></p> <p><span style="font-size:14px;">上下階の空気を循環させる</span></p> <p><span style="font-size:14px;">空調システムなどを導入せざるを</span></p> <p><span style="font-size:14px;">得なくなったりしますからね。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">というわけなので、</span></p> <p><span style="font-size:14px;">まずは「平屋」を基本に考え</span></p> <p><span style="font-size:14px;">「階段」をなくしながら</span></p> <p><span style="font-size:14px;">出来るだけ「廊下」を</span></p> <p><span style="font-size:14px;">ゼロに近づけること。</span></p> <p><span style="font-size:14px;">これを覚えておいて</span></p> <p><span style="font-size:14px;">いただければと思います。</span></p> <p>&nbsp;</p> <p style="margin: 0px; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-alternates: inherit; font-variant-position: inherit; font-variant-emoji: inherit; font-stretch: inherit; font-size: 16px; line-height: 2; font-family: &quot;Kozuka Gothic Pr6N&quot;, &quot;小塚ゴシック Pr6N&quot;, 游ゴシック体, &quot;Yu Gothic&quot;, YuGothic, &quot;ヒラギノ角ゴ ProN W3&quot;, &quot;Hiragino Kaku Gothic ProN&quot;, Verdana, メイリオ, Meiryo, sans-serif; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; vertical-align: bottom;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 14px; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; vertical-align: bottom;"><u style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: bottom;"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: bottom;"><a href="http://search.google.com/local/reviews?placeid=ChIJV_zmew1-AGARcwiNZ4n9ccU" style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: bottom; text-decoration-line: none; color: rgb(51, 51, 51);"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: bottom; color: rgb(0, 0, 255);"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: bottom;"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: bottom;">▶</span></span></span></a><u style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: bottom;"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: bottom;"><a href="http://search.google.com/local/reviews?placeid=ChIJV_zmew1-AGARcwiNZ4n9ccU" style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: bottom; text-decoration-line: none; color: rgb(51, 51, 51);"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: bottom; color: rgb(0, 0, 255);"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: bottom;">Google口コミはこちら</span></span></a></span></u></span></u></span></p> <p style="margin: 0px; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-alternates: inherit; font-variant-position: inherit; font-variant-emoji: inherit; font-stretch: inherit; font-size: 16px; line-height: 2; font-family: &quot;Kozuka Gothic Pr6N&quot;, &quot;小塚ゴシック Pr6N&quot;, 游ゴシック体, &quot;Yu Gothic&quot;, YuGothic, &quot;ヒラギノ角ゴ ProN W3&quot;, &quot;Hiragino Kaku Gothic ProN&quot;, Verdana, メイリオ, Meiryo, sans-serif; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; vertical-align: bottom;">&nbsp;</p> <p style="margin: 0px; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-alternates: inherit; font-variant-position: inherit; font-variant-emoji: inherit; font-stretch: inherit; font-size: 16px; line-height: 2; font-family: &quot;Kozuka Gothic Pr6N&quot;, &quot;小塚ゴシック Pr6N&quot;, 游ゴシック体, &quot;Yu Gothic&quot;, YuGothic, &quot;ヒラギノ角ゴ ProN W3&quot;, &quot;Hiragino Kaku Gothic ProN&quot;, Verdana, メイリオ, Meiryo, sans-serif; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; vertical-align: bottom;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 14px; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; 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font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; vertical-align: bottom;">&nbsp;</p> <p style="margin: 0px; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-alternates: inherit; font-variant-position: inherit; font-variant-emoji: inherit; font-stretch: inherit; font-size: 16px; line-height: 2; font-family: &quot;Kozuka Gothic Pr6N&quot;, &quot;小塚ゴシック Pr6N&quot;, 游ゴシック体, &quot;Yu Gothic&quot;, YuGothic, &quot;ヒラギノ角ゴ ProN W3&quot;, &quot;Hiragino Kaku Gothic ProN&quot;, Verdana, メイリオ, Meiryo, sans-serif; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; vertical-align: bottom;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 14px; line-height: inherit; font-family: inherit; 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画像3-1:<img src="/case/_data/contribute/images/1189_3_12.jpg" alt="画像3-1" />
テキスト3:
画像4-1:
テキスト4:

画像1-1:<img src="/case/_data/contribute/images/1188_3_1.jpg" alt="画像1-1" />
テキスト1:<p><span style="font-size:14px;">家づくりのコストを抑えるためには</span></p> <p><span style="font-size:14px;">建築コストと土地取得コストを</span></p> <p><span style="font-size:14px;">抑えるだけじゃなく、</span></p> <p><span style="font-size:14px;">外構工事費用も抑える必要があるのですが、</span></p> <p><span style="font-size:14px;">この費用に関しては、</span></p> <p><span style="font-size:14px;">当初の計画では抑えていたものの</span></p> <p><span style="font-size:14px;">蓋を開けてみると</span></p> <p><span style="font-size:14px;">大幅にオーバーしたという事例が</span></p> <p><span style="font-size:14px;">数多く存在します。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">もちろんその理由は、</span></p> <p><span style="font-size:14px;">建築予算を確保したいあまりに、</span></p> <p><span style="font-size:14px;">建築会社が外構予算を</span></p> <p><span style="font-size:14px;">甘く見積もってしまっている</span></p> <p><span style="font-size:14px;">ことにあるのですが、</span></p> <p><span style="font-size:14px;">そうならないためには</span></p> <p><span style="font-size:14px;">次の2つの解決策のいずれかを</span></p> <p><span style="font-size:14px;">選択するしかありません。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">まず1つ目の解決策は、</span></p> <p><br /> <span style="font-size:14px;">外構予算を多めに確保することです。</span></p> <p><span style="font-size:14px;">仮に建築予算と外構予算を合わせた</span></p> <p><span style="font-size:14px;">合計予算が2800万円だとしたら、</span></p> <p><span style="font-size:14px;">その比率を2700万円と100万円ではなく、</span></p> <p><span style="font-size:14px;">2500万円と300万円にする</span></p> <p><span style="font-size:14px;">ということですね。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">前回の土地の話で</span></p> <p><span style="font-size:14px;">お伝えさせていただいたように、</span></p> <p><span style="font-size:14px;">オーソドックスな家を建てる場合、</span></p> <p><span style="font-size:14px;">周囲から家の中が丸見えになるため</span></p> <p><span style="font-size:14px;">それを隠すための工事(植栽や目隠し)</span></p> <p><span style="font-size:14px;">が確実に必要になるし、</span></p> <p><span style="font-size:14px;">ウッドデッキに関しても</span></p> <p><span style="font-size:14px;">使えるようにするためには</span></p> <p><span style="font-size:14px;">これまた目隠しが必要になるし、</span></p> <p><span style="font-size:14px;">敷地内に入ってきにくくするために</span></p> <p><span style="font-size:14px;">塀や柵を立てるなどの工夫も</span></p> <p><span style="font-size:14px;">明らかに必要となるからですね。</span></p>
画像2-1:<img src="/case/_data/contribute/images/1188_3_9.jpg" alt="画像2-1" />
テキスト2:<p><span style="font-size:14px;">そのため</span></p> <p><span style="font-size:14px;">オーソドックスな家を建てられる方は、</span></p> <p><span style="font-size:14px;">それらの工事に備えて</span></p> <p><span style="font-size:14px;">予め充分な予算を確保しておくことを</span></p> <p><span style="font-size:14px;">オススメさせていただいています。</span></p> <p><span style="font-size:14px;">第2の解決策</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">そしてもう1つの解決策は、</span></p> <p><span style="font-size:14px;">そもそも外構工事がほとんど必要ない</span></p> <p><span style="font-size:14px;">家を建てるということです。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">例えば、周囲から家の中が</span></p> <p><span style="font-size:14px;">丸見えじゃない家にすれば、</span></p> <p><span style="font-size:14px;">それを隠すための植栽や目隠しを</span></p> <p><span style="font-size:14px;">つくる必要がありません。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">また、ウッドデッキも</span></p> <p><span style="font-size:14px;">周囲から見えない場所にあれば</span></p> <p><span style="font-size:14px;">同じく目隠しをつくる必要がありません。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">これらは「中庭」をつくることで</span></p> <p><span style="font-size:14px;">実現出来ることなのですが、</span></p> <p><span style="font-size:14px;">中庭から採光を確保することで</span></p> <p><span style="font-size:14px;">外部に採光のための</span></p> <p><span style="font-size:14px;">窓を設けなくてよくなれば、</span></p> <p><span style="font-size:14px;">自然と外壁そのものが</span></p> <p><span style="font-size:14px;">塀の代わりになってくれるため、</span></p> <p><span style="font-size:14px;">結果、敷地に入られにくくするための</span></p> <p><span style="font-size:14px;">塀や柵もつくる必要がなくなります。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">そして、外から見て</span></p> <p><span style="font-size:14px;">窓が少ない家になれば、</span></p> <p><span style="font-size:14px;">自ずと外観も美しくなるため、</span></p> <p><span style="font-size:14px;">外構工事で色々な装飾をすることで</span></p> <p><span style="font-size:14px;">外観を美しく整える</span></p> <p><span style="font-size:14px;">必要もなくなりますしね。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">採光を家の真ん中から採れば</span></p> <p><span style="font-size:14px;">採光のための余白を</span></p> <p><span style="font-size:14px;">敷地につくる必要もなくなり、</span></p> <p><span style="font-size:14px;">その分、土地面積が圧縮出来</span></p> <p><span style="font-size:14px;">結果、外構面積が最小化出来ますしね。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">このような家づくりをすれば</span></p> <p><span style="font-size:14px;">建築予算と外構予算を合わせた</span></p> <p><span style="font-size:14px;">合計予算が2800万円である場合、</span></p> <p><span style="font-size:14px;">建築予算に2700万円確保し、</span></p> <p><span style="font-size:14px;">外構予算を100万円にしても</span></p> <p><span style="font-size:14px;">大幅に予算が狂うことはありません。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">さらにもっと言うと、</span></p> <p><span style="font-size:14px;">建築予算も2700万円ではなく</span></p> <p><span style="font-size:14px;">2500万円に抑えられたら</span></p> <p><span style="font-size:14px;">家づくりの予算を200万円</span></p> <p><span style="font-size:14px;">圧縮することが出来ることになります。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">というわけなので、</span></p> <p><span style="font-size:14px;">次回からは</span></p> <p><span style="font-size:14px;">建築予算を抑える方法について</span></p> <p><span style="font-size:14px;">お伝えしていきたいと思います。</span></p> <p style="margin: 0px; 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font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; vertical-align: bottom;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 14px; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; vertical-align: bottom;">▶<u style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: bottom;"><a href="https://liff.line.me/2000117263-wZVr0QRn?" style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: bottom; text-decoration-line: none; color: rgb(51, 51, 51);"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: bottom; color: rgb(0, 0, 205);">公式LINE登録はこちら</span></a></u></span></p> <p style="margin: 0px; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-alternates: inherit; font-variant-position: inherit; font-variant-emoji: inherit; font-stretch: inherit; font-size: 16px; line-height: 2; font-family: &quot;Kozuka Gothic Pr6N&quot;, &quot;小塚ゴシック Pr6N&quot;, 游ゴシック体, &quot;Yu Gothic&quot;, YuGothic, &quot;ヒラギノ角ゴ ProN W3&quot;, &quot;Hiragino Kaku Gothic ProN&quot;, Verdana, メイリオ, Meiryo, sans-serif; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; vertical-align: bottom;">&nbsp;</p> <div class="blog_txt" data-original-attrs="{&quot;style&quot;:&quot;-webkit-text-stroke-width: 0px;&quot;}" style="margin: 0px; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-alternates: inherit; font-variant-position: inherit; font-variant-emoji: inherit; font-stretch: inherit; font-size: 16px; line-height: inherit; 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font-weight: inherit; text-align: center; text-decoration-line: underline; white-space-collapse: preserve;">神戸市の新築一戸建て注文住宅なら、建築家とつくる高性能住宅エイジングハウス</font></p> <p data-original-attrs="{&quot;style&quot;:&quot;&quot;}" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: 2; font-family: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; vertical-align: bottom;"><font data-keep-original-tag="false" data-original-attrs="{&quot;style&quot;:&quot;&quot;}" face="inherit" style="font-size: inherit; font-style: inherit; font-variant-caps: inherit; font-variant-ligatures: inherit; font-weight: inherit; text-align: center;">&nbsp;</font></p> <p data-original-attrs="{&quot;style&quot;:&quot;&quot;}" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: 2; font-family: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; vertical-align: bottom;">&nbsp;</p> </div>
画像3-1:<img src="/case/_data/contribute/images/1188_3_12.jpg" alt="画像3-1" />
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画像1-1:<img src="/case/_data/contribute/images/1187_3_1.png" alt="画像1-1" />
テキスト1:<p><span style="font-size:14px;">日当たりの良さとともに、</span></p> <p><span style="font-size:14px;">土地の価格を押し上げる要因となるものが</span></p> <p><span style="font-size:14px;">土地の広さです。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">土地を広く買ってしまうと、</span></p> <p><span style="font-size:14px;">単純に土地代が高くなるだけじゃなく</span></p> <p><span style="font-size:14px;">土地に出来る余白が増え</span></p> <p><span style="font-size:14px;">その分、外構工事費用までも</span></p> <p><span style="font-size:14px;">高くなってしまうからです。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">そのため、弊社では、</span></p> <p><span style="font-size:14px;">土地を探し始める前に</span></p> <p><span style="font-size:14px;">建てたい家を明確にしておくことを</span></p> <p><span style="font-size:14px;">オススメさせていただいています。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">平屋なのか2階建てなのか。</span></p> <p><span style="font-size:14px;">面積はどれくらいになりそうなのか。</span></p> <p><span style="font-size:14px;">土地を探す上で</span></p> <p><span style="font-size:14px;">必要なこの2つを明確にしておけば</span></p> <p><span style="font-size:14px;">それを建てるために必要な</span></p> <p><span style="font-size:14px;">土地の面積を導き出すことが出来、</span></p> <p><span style="font-size:14px;">結果、無駄に広い土地をつかんでしまう</span></p> <p><span style="font-size:14px;">リスクが限りなくゼロに近づくからです。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">例えば、</span></p> <p><span style="font-size:14px;">自分が建てたいと思っている家が</span></p> <p><span style="font-size:14px;">オーソドックスな平屋だとして、</span></p> <p><br /> <span style="font-size:14px;">必要な広さが32坪前後で</span></p> <p><span style="font-size:14px;">ちょっとした庭が欲しくて</span></p> <p><span style="font-size:14px;">必要な駐車台数が3台だとしたら、</span></p> <p><span style="font-size:14px;">おそらく必要となる土地の広さは</span></p> <p><span style="font-size:14px;">70〜75坪ぐらいになります。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">まず、必要な家の広さ32坪。</span></p> <p><span style="font-size:14px;">そして、家の周りで出来る</span></p> <p><span style="font-size:14px;">室外機や給湯器を置き、</span></p> <p><span style="font-size:14px;">配管を通すスペースに約10坪。</span></p> <p><span style="font-size:14px;">駐車場が1台につき約4.5坪必要なので</span></p> <p><span style="font-size:14px;">3台分だと13.5坪。</span></p> <p><span style="font-size:14px;">(2.5m&times;6m=15㎡、</span></p> <p><span style="font-size:14px;">15㎡&times;0.3025=役4.5坪)</span></p> <p><span style="font-size:14px;">これに日当たりの確保も兼ねながら</span></p> <p><span style="font-size:14px;">庭をつくるとしたら、</span></p> <p><span style="font-size:14px;">さらに約15〜20坪必要となるからです。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">そのため、この場合</span></p> <p><span style="font-size:14px;">その広さを目安として</span></p> <p><span style="font-size:14px;">そのエリアで土地を探していく</span></p> <p><span style="font-size:14px;">ことになります。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">他方、同じ平屋でも</span></p> <p><span style="font-size:14px;">「中庭」がある平屋を建てたいとなると</span></p> <p><span style="font-size:14px;">探す土地の広さが全く違ってきます。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">なぜ、同じ平屋なのに</span></p> <p><span style="font-size:14px;">全く違ってくるのかと言うと、</span></p> <p><span style="font-size:14px;">日当たりの確保も兼ねながら</span></p> <p><span style="font-size:14px;">庭をつくる必要がなくなるからです。</span></p> <p>&nbsp;</p> <p>&nbsp;</p>
画像2-1:<img src="/case/_data/contribute/images/1187_3_9.png" alt="画像2-1" />
テキスト2:<p><span style="font-size:14px;">中庭があるということは</span></p> <p><span style="font-size:14px;">採光を確保する窓が</span></p> <p><span style="font-size:14px;">自然と隣家から離れる</span></p> <p><span style="font-size:14px;">ということでもあるため、</span></p> <p><span style="font-size:14px;">日当たりを確保するためのスペースが</span></p> <p><span style="font-size:14px;">そもそも必要なくなるし、</span></p> <p><span style="font-size:14px;">家の中に庭があれば、</span></p> <p><span style="font-size:14px;">人目を気にすることなく</span></p> <p><span style="font-size:14px;">そこでなんでも出来るようになるため、</span></p> <p><span style="font-size:14px;">外に庭をつくる必要がなくなるからです。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">そのため、同じ平屋でも</span></p> <p><span style="font-size:14px;">どんな平屋にしたいかで</span></p> <p><span style="font-size:14px;">探す土地の広さが</span></p> <p><span style="font-size:14px;">15〜20坪ほど変わってくる</span></p> <p><span style="font-size:14px;">というわけですね。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">坪単価が10万円の地域でも</span></p> <p><span style="font-size:14px;">150〜200万円違うし、</span></p> <p><span style="font-size:14px;">坪単価が20万円の地域だと</span></p> <p><span style="font-size:14px;">300〜400万円も違ってくるので</span></p> <p><span style="font-size:14px;">かなり大きいですよね。</span></p> <p><span style="font-size:14px;">これに加えて</span></p> <p><span style="font-size:14px;">外構の工事面積も違ってきますしね。</span></p> <p><span style="font-size:14px;">2階建ての場合はもちろんのこと、</span></p> <p><span style="font-size:14px;">弊社では平屋を建てたい場合でも</span></p> <p><span style="font-size:14px;">60坪(=200㎡)以上の土地は</span></p> <p><span style="font-size:14px;">買わないことをオススメしています。</span></p> <p><span style="font-size:14px;">固定資産税が割高になるからです。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">200㎡までの土地は</span></p> <p><span style="font-size:14px;">課税基準となる評価額を</span></p> <p><span style="font-size:14px;">6分の1にしてくれるのに対し、</span></p> <p><span style="font-size:14px;">200㎡を超えた部分に関しては</span></p> <p><span style="font-size:14px;">3分の1にしかしてくれませんからね。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">評価額が18万円の地域だと</span></p> <p><span style="font-size:14px;">200㎡までは3万円にしてくれるのに対し</span></p> <p><span style="font-size:14px;">200㎡を超えた部分に関しては</span></p> <p><span style="font-size:14px;">同じ土地なのに6万円の評価になる</span></p> <p><span style="font-size:14px;">という感じですね。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">そのため、土地を選ぶ際は</span></p> <p><span style="font-size:14px;">これも頭の片隅に置きながら</span></p> <p><span style="font-size:14px;">探していただければと思います。</span></p> <p><span style="font-size:14px;">固定資産税は一生払い続ける費用だし、</span></p> <p><span style="font-size:14px;">税金の支払いは</span></p> <p><span style="font-size:14px;">出来るだけ抑えたいものですしね。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">先程もお伝えしましたが</span></p> <p><span style="font-size:14px;">平屋を建てるにしても</span></p> <p><span style="font-size:14px;">「中庭」という選択肢を知れば</span></p> <p><span style="font-size:14px;">よほどの豪邸を望まない限りは</span></p> <p><span style="font-size:14px;">60坪以上の土地を探す必要がありません。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">また、2階建てを建てる場合も</span></p> <p><span style="font-size:14px;">平屋の時同様に、</span></p> <p><span style="font-size:14px;">同じ2階建てでも採光の手段によって</span></p> <p><span style="font-size:14px;">必要となる土地の広さが違ってきます。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">オーソドックスな2階建てだと</span></p> <p><span style="font-size:14px;">土地の広さが50〜60坪は必要だけど、</span></p> <p><span style="font-size:14px;">採光を工夫すれば</span></p> <p><span style="font-size:14px;">10坪前後面積をカット出来る</span></p> <p><span style="font-size:14px;">という感じですね。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">発想を変えてみると</span></p> <p><span style="font-size:14px;">50〜60坪の土地を</span></p> <p><span style="font-size:14px;">既に買ってしまったとしたら</span></p> <p><span style="font-size:14px;">2階建てではなく</span></p> <p><span style="font-size:14px;">平屋にしていただくといい</span></p> <p><span style="font-size:14px;">ということなんですけどね。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">というわけなので、</span></p> <p><span style="font-size:14px;">これから土地探しをされる方は</span></p> <p><span style="font-size:14px;">ぜひ参考にしていただけたらと思います。</span></p> <p>&nbsp;</p> <p style="margin: 0px; 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font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; vertical-align: bottom;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 14px; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; vertical-align: bottom;">▶<u style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: bottom;"><a href="https://liff.line.me/2000117263-wZVr0QRn?" style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: bottom; text-decoration-line: none; color: rgb(51, 51, 51);"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: bottom; color: rgb(0, 0, 205);">公式LINE登録はこちら</span></a></u></span></p> <p style="margin: 0px; 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font-weight: inherit; text-align: center; text-decoration-line: underline; white-space-collapse: preserve;">神戸市の新築一戸建て注文住宅なら、建築家とつくる高性能住宅エイジングハウス</font></p> <p data-original-attrs="{&quot;style&quot;:&quot;&quot;}" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: 2; font-family: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; vertical-align: bottom;"><font data-keep-original-tag="false" data-original-attrs="{&quot;style&quot;:&quot;&quot;}" face="inherit" style="font-size: inherit; font-style: inherit; font-variant-caps: inherit; font-variant-ligatures: inherit; font-weight: inherit; text-align: center;">&nbsp;</font></p> </div>
画像3-1:<img src="/case/_data/contribute/images/1187_3_12.png" alt="画像3-1" />
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画像1-1:<img src="/case/_data/contribute/images/1186_3_1.jpg" alt="画像1-1" />
テキスト1:<p><span style="font-size:14px;">頭金を入れることなく</span></p> <p><span style="font-size:14px;">無理のない返済の範囲で借入を行いつつ</span></p> <p><span style="font-size:14px;">(無理のない=積立投資が出来る余力がある)</span></p> <p><span style="font-size:14px;">マイホームを手に入れるためには、</span></p> <p><span style="font-size:14px;">家づくりにかける予算を</span></p> <p><span style="font-size:14px;">合理的に圧縮しなければいけません。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">家そのものにかける費用はもちろん、</span></p> <p><span style="font-size:14px;">土地にかける費用や</span></p> <p><span style="font-size:14px;">外構工事にかける費用も含めてです。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">そして、そのためには</span></p> <p><span style="font-size:14px;">それを実現するために必要な知識を</span></p> <p><span style="font-size:14px;">まずは身に付けていただき、</span></p> <p><span style="font-size:14px;">その上で実行していただかないといけません。</span></p> <p>&nbsp;</p> <p><br /> <span style="font-size:14px;">というわけで今回は、</span></p> <p><br /> <span style="font-size:14px;">土地にかける費用を</span></p> <p><span style="font-size:14px;">圧縮していただくために</span></p> <p><span style="font-size:14px;">必要な知識について</span></p> <p><span style="font-size:14px;">お伝えさせていただきます。</span></p> <p><br /> <span style="font-size:14px;">同じエリアで土地を探す場合、</span></p> <p><span style="font-size:14px;">土地の価格は、</span></p> <p><span style="font-size:14px;">「日当たり」と「広さ」によって</span></p> <p><span style="font-size:14px;">大きく違ってきます。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">同じ分譲地でも</span></p> <p><span style="font-size:14px;">日当たりが良い「南向き」の土地と</span></p> <p><span style="font-size:14px;">日当たりが悪い「北向き」の土地では、</span></p> <p><span style="font-size:14px;">売れやすさ(人気度)が違うので</span></p> <p><span style="font-size:14px;">坪単価に差があるのが当たり前だし、</span></p> <p><span style="font-size:14px;">広くなればその分価格が高くなるのも</span></p> <p><span style="font-size:14px;">ごく当たり前の話ですもんね。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">そのため、</span></p> <p><span style="font-size:14px;">土地にかける費用を抑えるためには、</span></p> <p><span style="font-size:14px;">人気がある「南向き」の土地ではなく</span></p> <p><span style="font-size:14px;">それ以外の日当たりが悪い土地を選ぶ。</span></p> <p><span style="font-size:14px;">かつ、土地面積を必要最小限の広さにする。</span></p> <p><span style="font-size:14px;">この2つを実行していただかないといけません。</span></p> <p><br /> <span style="font-size:14px;">「土地の日当たりが良ければ</span></p> <p><span style="font-size:14px;">家の日当たりも良くなる。</span></p> <p><span style="font-size:14px;">結果、明るくて心地いい家になる。」</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">日当たりが良い南向きの土地が</span></p> <p><span style="font-size:14px;">人気がある理由は</span></p> <p><span style="font-size:14px;">まさにこの思考にあると思いますが、</span></p> <p><span style="font-size:14px;">いざ暮らしてみると、</span></p> <p><span style="font-size:14px;">これとは違ったものになっている方が</span></p> <p><span style="font-size:14px;">大半ではないでしょうか。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">南向きの土地は、</span></p> <p><span style="font-size:14px;">日光を遮るものがない分、</span></p> <p><span style="font-size:14px;">日光がたくさん入ってくるのですが、</span></p> <p><span style="font-size:14px;">それと同時に、周りからの視線も</span></p> <p><span style="font-size:14px;">たくさん入ってくるため、</span></p> <p><span style="font-size:14px;">それを遮るために</span></p> <p><span style="font-size:14px;">カーテンが必需品となり</span></p> <p><span style="font-size:14px;">しかもずっと開けることが</span></p> <p><span style="font-size:14px;">出来ないのが現実だからです。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">つまり、カーテンのせいで</span></p> <p><span style="font-size:14px;">採光のためにつくった窓から</span></p> <p><span style="font-size:14px;">充分な光が入ってこなくなるため、</span></p> <p><span style="font-size:14px;">家の中が暗くなりやすい</span></p> <p><span style="font-size:14px;">というわけですね。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">窓に近いリビングはまだしも、</span></p> <p><span style="font-size:14px;">北に配置されがちなキッチンや</span></p> <p><span style="font-size:14px;">洗面・脱衣といった水回りは</span></p> <p><span style="font-size:14px;">日中でさえも照明なしではいられない</span></p> <p><span style="font-size:14px;">というのが現実ではないでしょうか。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">また、南向きの土地は</span></p> <p><span style="font-size:14px;">台風の時に最も直風を受けやすい</span></p> <p><span style="font-size:14px;">という難点も備え持っています。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">そのため、南につくった大きな窓には</span></p> <p><span style="font-size:14px;">飛散物に備えてシャッターを</span></p> <p><span style="font-size:14px;">設置せざるを得なくなるのですが、</span></p> <p><span style="font-size:14px;">南向きの窓にシャッターがある家の多くが</span></p> <p><span style="font-size:14px;">シャッターを閉めっぱなしにしている</span></p> <p><span style="font-size:14px;">光景を目にすることも</span></p> <p><span style="font-size:14px;">決して少なくないのではないでしょうか。</span></p>
画像2-1:<img src="/case/_data/contribute/images/1186_3_9.jpg" alt="画像2-1" />
テキスト2:<p><span style="font-size:14px;">直射日光が入ってき過ぎれば、</span></p> <p><span style="font-size:14px;">家の中が暑くなるし、</span></p> <p><span style="font-size:14px;">テレビが見にくくなるし、</span></p> <p><span style="font-size:14px;">光線が眩し過ぎて</span></p> <p><span style="font-size:14px;">逆に過ごしにくくなるからです。</span></p> <p><span style="font-size:14px;">こうなれば家の中は真っ暗です。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">いかがでしょうか?</span></p> <p><span style="font-size:14px;">日当たりが良い土地にも</span></p> <p><span style="font-size:14px;">それなりのデメリットが</span></p> <p><span style="font-size:14px;">備わっていることを</span></p> <p><span style="font-size:14px;">ご理解いただけたでしょうか。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">豊かな暮らしの</span></p> <p><span style="font-size:14px;">代名詞的存在でもあるウッドデッキも、</span></p> <p><span style="font-size:14px;">あまりに丸見えになり過ぎるため</span></p> <p><span style="font-size:14px;">ほとんどの方が全く使ってない</span></p> <p><span style="font-size:14px;">というのが現実でしょうしね。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">そんなわけで、</span></p> <p><span style="font-size:14px;">単純に日当たりが良いから</span></p> <p><span style="font-size:14px;">という理由だけで</span></p> <p><span style="font-size:14px;">南向きの土地に飛びつくのは</span></p> <p><span style="font-size:14px;">やめてくださいというのが</span></p> <p><span style="font-size:14px;">弊社からの提案です。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">ここまで挙げた問題を解決するためには、</span></p> <p><span style="font-size:14px;">外構工事に多額のお金をかけるしかなく、</span></p> <p><span style="font-size:14px;">そうなれば、家づくりのコストが</span></p> <p><span style="font-size:14px;">さらに2〜300万円も</span></p> <p><span style="font-size:14px;">跳ね上がってしまいますしね。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">南向きや日当たりの良さに拘らなければ、</span></p> <p><span style="font-size:14px;">土地価格はグンと抑えられます。</span></p> <p><span style="font-size:14px;">そもそも価格設定が安い上、</span></p> <p><span style="font-size:14px;">価格交渉にも応じていただきやすいからです。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">また、防犯やプライバシー対策として</span></p> <p><span style="font-size:14px;">2〜300万円も余分に費用をかけて</span></p> <p><span style="font-size:14px;">先程お伝えしたような外構工事を</span></p> <p><span style="font-size:14px;">する必要もなくなります。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">もちろん、</span></p> <p><span style="font-size:14px;">これを実現するためには</span></p> <p><span style="font-size:14px;">間取りの考え方から</span></p> <p><span style="font-size:14px;">根底から変えないといけないのですが、</span></p> <p><span style="font-size:14px;">これに関しては後日改めて</span></p> <p><span style="font-size:14px;">家の費用を抑える方法の中で</span></p> <p><span style="font-size:14px;">お伝えさせていただきますね。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">では、今回はここまでとして</span></p> <p><span style="font-size:14px;">次回は「適切な土地の広さを算出する方法」</span></p> <p><span style="font-size:14px;">についてお伝えしていきたいと思います。</span></p> <p>&nbsp;</p> <p style="margin: 0px; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-alternates: inherit; font-variant-position: inherit; font-variant-emoji: inherit; font-stretch: inherit; font-size: 16px; line-height: 2; font-family: &quot;Kozuka Gothic Pr6N&quot;, &quot;小塚ゴシック Pr6N&quot;, 游ゴシック体, &quot;Yu Gothic&quot;, YuGothic, &quot;ヒラギノ角ゴ ProN W3&quot;, &quot;Hiragino Kaku Gothic ProN&quot;, Verdana, メイリオ, Meiryo, sans-serif; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; vertical-align: bottom;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 14px; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; vertical-align: bottom;"><u style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: bottom;"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: bottom;"><a href="http://search.google.com/local/reviews?placeid=ChIJV_zmew1-AGARcwiNZ4n9ccU" style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: bottom; text-decoration-line: none; color: rgb(51, 51, 51);"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: bottom; color: rgb(0, 0, 255);"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: bottom;"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: bottom;">▶</span></span></span></a><u style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: bottom;"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: bottom;"><a href="http://search.google.com/local/reviews?placeid=ChIJV_zmew1-AGARcwiNZ4n9ccU" style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: bottom; text-decoration-line: none; color: rgb(51, 51, 51);"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: bottom; color: rgb(0, 0, 255);"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: bottom;">Google口コミはこちら</span></span></a></span></u></span></u></span></p> <p style="margin: 0px; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-alternates: inherit; font-variant-position: inherit; font-variant-emoji: inherit; font-stretch: inherit; font-size: 16px; line-height: 2; font-family: &quot;Kozuka Gothic Pr6N&quot;, &quot;小塚ゴシック Pr6N&quot;, 游ゴシック体, &quot;Yu Gothic&quot;, YuGothic, &quot;ヒラギノ角ゴ ProN W3&quot;, &quot;Hiragino Kaku Gothic ProN&quot;, Verdana, メイリオ, Meiryo, sans-serif; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; 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font-family: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; vertical-align: bottom;">▶<u style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: bottom;"><a href="https://in-lp.com/omk/ageinghouse/" style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: bottom; text-decoration-line: none; color: rgb(51, 51, 51);"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: bottom; color: rgb(0, 0, 205);">【完成見学会】快適性とデザインの追求!建築家と創る高性能住宅とは?</span></a></u></span></p> <p style="margin: 0px; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-alternates: inherit; font-variant-position: inherit; font-variant-emoji: inherit; font-stretch: inherit; font-size: 16px; line-height: 2; font-family: &quot;Kozuka Gothic Pr6N&quot;, &quot;小塚ゴシック Pr6N&quot;, 游ゴシック体, &quot;Yu Gothic&quot;, YuGothic, &quot;ヒラギノ角ゴ ProN W3&quot;, &quot;Hiragino Kaku Gothic ProN&quot;, Verdana, メイリオ, Meiryo, sans-serif; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; vertical-align: bottom;">&nbsp;</p> <p style="margin: 0px; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-alternates: inherit; font-variant-position: inherit; font-variant-emoji: inherit; font-stretch: inherit; font-size: 16px; line-height: 2; font-family: &quot;Kozuka Gothic Pr6N&quot;, &quot;小塚ゴシック Pr6N&quot;, 游ゴシック体, &quot;Yu Gothic&quot;, YuGothic, &quot;ヒラギノ角ゴ ProN W3&quot;, &quot;Hiragino Kaku Gothic ProN&quot;, Verdana, メイリオ, Meiryo, sans-serif; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; vertical-align: bottom;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 14px; line-height: inherit; 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font-size: 14px; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; vertical-align: bottom;">シークレット見学会のご案内を定期的にさせていただきますので、是非ご登録をお願いいたします。</span></p> <p style="margin: 0px; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-alternates: inherit; font-variant-position: inherit; font-variant-emoji: inherit; font-stretch: inherit; font-size: 16px; line-height: 2; font-family: &quot;Kozuka Gothic Pr6N&quot;, &quot;小塚ゴシック Pr6N&quot;, 游ゴシック体, &quot;Yu Gothic&quot;, YuGothic, &quot;ヒラギノ角ゴ ProN W3&quot;, &quot;Hiragino Kaku Gothic ProN&quot;, Verdana, メイリオ, Meiryo, sans-serif; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; vertical-align: bottom;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 14px; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; vertical-align: bottom;">▶<u style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: bottom;"><a href="https://liff.line.me/2000117263-wZVr0QRn?" style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: bottom; text-decoration-line: none; color: rgb(51, 51, 51);"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: bottom; color: rgb(0, 0, 205);">公式LINE登録はこちら</span></a></u></span></p> <p style="margin: 0px; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-alternates: inherit; font-variant-position: inherit; font-variant-emoji: inherit; font-stretch: inherit; font-size: 16px; line-height: 2; font-family: &quot;Kozuka Gothic Pr6N&quot;, &quot;小塚ゴシック Pr6N&quot;, 游ゴシック体, &quot;Yu Gothic&quot;, YuGothic, &quot;ヒラギノ角ゴ ProN W3&quot;, &quot;Hiragino Kaku Gothic ProN&quot;, Verdana, メイリオ, Meiryo, sans-serif; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; vertical-align: bottom;">&nbsp;</p> <div class="blog_txt" data-original-attrs="{&quot;style&quot;:&quot;-webkit-text-stroke-width: 0px;&quot;}" style="border: 0px; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; margin: 0px; padding: 0px; text-align: left; vertical-align: bottom;"> <p data-original-attrs="{&quot;style&quot;:&quot;&quot;}" style="border: 0px; font-family: inherit; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-stretch: inherit; font-style: inherit; font-variant: inherit; font-variation-settings: inherit; font-weight: inherit; line-height: 2; margin: 0px; padding: 0px; vertical-align: bottom;"><font color="#0782c1" data-keep-original-tag="false" data-original-attrs="{&quot;style&quot;:&quot;&quot;}" face="inherit" style="font-size: 12px; font-style: inherit; font-variant-caps: inherit; font-variant-ligatures: inherit; font-weight: inherit; text-align: center; text-decoration-line: underline; white-space-collapse: preserve;">神戸市の新築一戸建て注文住宅なら、建築家とつくる高性能住宅エイジングハウス</font></p> <p data-original-attrs="{&quot;style&quot;:&quot;&quot;}" style="border: 0px; font-family: inherit; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-stretch: inherit; font-style: inherit; font-variant: inherit; font-variation-settings: inherit; font-weight: inherit; line-height: 2; margin: 0px; padding: 0px; vertical-align: bottom;"><font data-keep-original-tag="false" data-original-attrs="{&quot;style&quot;:&quot;&quot;}" face="inherit" style="font-size: inherit; font-style: inherit; font-variant-caps: inherit; font-variant-ligatures: inherit; font-weight: inherit; text-align: center;">&nbsp;</font></p> </div> <ul class="blog-list-img" data-original-attrs="{&quot;style&quot;:&quot;&quot;}" style="font-family: &quot;Kozuka Gothic Pr6N&quot;, &quot;小塚ゴシック Pr6N&quot;, 游ゴシック体, &quot;Yu Gothic&quot;, YuGothic, &quot;ヒラギノ角ゴ ProN W3&quot;, &quot;Hiragino Kaku Gothic ProN&quot;, Verdana, メイリオ, Meiryo, sans-serif; font-size: 16px; text-align: center; border: 0px; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px 0px 20px; padding-right: 0px; padding-left: 0px; vertical-align: bottom;"> </ul>
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テキスト1:<p><span style="font-size:14px;">「新築での生活を始める前の準備について知りたい」<br /> 「引き渡しの際のポイントについて知りたい」<br /> このようにお考えの方は多いでしょう。<br /> 新築を建てるのであれば、住む前の準備期間にするべきことを把握しておきたいですよね。<br /> そこで今回は、上記の疑問を解決する情報をお届けします。<br /> ぜひ参考にしてみてくださいね。</span></p> <p>&nbsp;</p>
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テキスト2:<h3><span style="font-weight:bold;"><span style="font-size:20px;">新築での生活を始める前の準備について</span></span></h3> <p><span style="font-size:14px;">新築で快適に生活を始めるためには、どのような準備が必要なのでしょうか。<br /> まずは準備や流れなど、やることについて解説します。</span></p> <h4><span style="font-weight:bold;"><span style="font-size:16px;">準備①</span></span></h4> <p><span style="font-size:14px;">1つ目は、引っ越し業者を決めて予約することです。<br /> 繁忙期はすぐに予約が埋まってしまうため、早めに計画を立てておきましょう。</span></p> <h4><span style="font-weight:bold;"><span style="font-size:16px;">準備②</span></span></h4> <p><span style="font-size:14px;">2つ目は、家具や家電の購入と配置決定です。<br /> せっかく新居に引っ越しても、家具や家電がなければ生活をスタートさせられませんよね。<br /> 事前に配置まで決めておくとスムーズです。</span></p> <h4><span style="font-weight:bold;"><span style="font-size:16px;">準備③</span></span></h4> <p><span style="font-size:14px;">3つ目は、防カビ対策をすることです。<br /> 入居する前の最も綺麗な状態をずっと保ちたいですよね。<br /> コンロや便器と床の隙間などに、隙間ガードを取り付けたり、埃がたまりやすい場所にテープを貼ったり、防カビくん煙剤を利用したりして、対策しましょう。</span></p> <h4><span style="font-weight:bold;"><span style="font-size:16px;">準備④</span></span></h4> <p><span style="font-size:14px;">4つ目は、ライフラインの手続きです。<br /> マンションから引っ越す方は特に、忘れがちな準備ですので注意しましょう。<br /> テレビやインターネットを利用するうえでこの手続きは不可欠です。<br /> 電話回線の工事、電気や水道の手続き、ガスの手続きなどが必要です。</span></p> <h4><span style="font-weight:bold;"><span style="font-size:16px;">準備⑤</span></span></h4> <p><span style="font-size:14px;">5つ目は、近隣住民への挨拶で渡す品の購入です。<br /> 一般的には、引っ越した際には近隣に挨拶するのがマナーです。<br /> 日持ちするお菓子などを事前に購入しておくとスムーズですね。</span></p> <p><span style="font-size:14px;">以上が、準備についてでした。</span></p> <h3><br /> <span style="font-size:14px;"><span style="font-weight:bold;"><span style="font-size:20px;">引き渡しの際のポイント</span></span></span></h3> <p><span style="font-size:14px;">ここまで、準備について解説しました。<br /> 続いては、引き渡しの際のポイントについて解説します。</span></p> <h4><span style="font-weight:bold;"><span style="font-size:16px;">ポイント①</span></span></h4> <p><span style="font-size:14px;">1つ目は、完成前に引き渡しを行うことは避けるということです。<br /> 引き渡しは、基本的には建物が完成してから行うものです。<br /> まれに、書類上だけ引き渡しを行いたいといわれるケースがあります。<br /> しかし、引き渡しを行って書類にサインをしてしまうと、建築請負契約が完了したことになります。<br /> もしも傷や不具合があった際に修繕してもらえなくなる可能性が高まり、そうなれば、泣き寝入りするしかありません。<br /> 必ず、完成後に引き渡しを行うようにしましょう。</span></p> <h4><span style="font-weight:bold;"><span style="font-size:16px;">ポイント②</span></span></h4> <p><span style="font-size:14px;">2つ目は、不具合や傷は書類に明記しておくことです。<br /> 内覧の際に不具合に気付いた場合、小さいものでも遠慮せず記録しましょう。<br /> 家は高い買い物ですから、対応してもらえるでしょう。<br /> 口頭で不具合を指摘し、補修の約束をしてしまうと、言った言わないのトラブルになる可能性があります。<br /> そのため、はっきりと書類に残してもらうことが重要です。<br /> ご自身で写真などを撮影して記録を残したり、テープなどでマーキングするのも良いでしょう。</span></p> <h4><span style="font-weight:bold;"><span style="font-size:16px;">ポイント③</span></span></h4> <p><span style="font-size:14px;">3つ目は、アフターサービスや設備の使用方法をよく確認することです。<br /> 引き渡しの際には、保証書や取扱説明書などを受け取ることになります。<br /> 使い慣れていない設備がある場合には、しっかりと説明を受けておきましょう。<br /> また、アフターサービスについて正しく把握し、メンテナンスを受ける際にはスムーズに手続きできるようにしておきましょう。<br /> 説明書は必ず保管しておくことが重要です。<br /> いつでも点検や修理の依頼ができるよう、連絡先を管理しておきましょう。</span></p> <p><span style="font-size:14px;">以上が、引き渡しの際のポイントについてでした。</span></p> <h3><span style="font-size:14px;"><span style="font-weight:bold;"><span style="font-size:20px;">まとめ</span></span></span></h3> <h3><br /> <span style="font-size:14px;">今回は、新築を建てようとお考えの方に向けて、準備期間にやるべきことについて解説しました。<br /> 当初の疑問が解決されたのではないでしょうか。<br /> 今回の情報を活用し、新築で快適な生活を始めてくださいね。<br /> ご不明点がありましたらいつでも当社へご連絡ください。</span></h3> <p style="margin: 0px; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-alternates: inherit; font-variant-position: inherit; font-variant-emoji: inherit; font-stretch: inherit; font-size: 16px; line-height: 2; font-family: &quot;Kozuka Gothic Pr6N&quot;, &quot;小塚ゴシック Pr6N&quot;, 游ゴシック体, &quot;Yu Gothic&quot;, YuGothic, &quot;ヒラギノ角ゴ ProN W3&quot;, &quot;Hiragino Kaku Gothic ProN&quot;, Verdana, メイリオ, Meiryo, sans-serif; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; vertical-align: bottom;">&nbsp;</p> <p style="margin: 0px; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-alternates: inherit; font-variant-position: inherit; font-variant-emoji: inherit; font-stretch: inherit; font-size: 16px; line-height: 2; font-family: &quot;Kozuka Gothic Pr6N&quot;, &quot;小塚ゴシック Pr6N&quot;, 游ゴシック体, &quot;Yu Gothic&quot;, YuGothic, &quot;ヒラギノ角ゴ ProN W3&quot;, &quot;Hiragino Kaku Gothic ProN&quot;, Verdana, メイリオ, Meiryo, sans-serif; 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テキスト1:<p><span style="font-size:14px;">2022年末以降、</span></p> <p><span style="font-size:14px;">日本銀行が長期金利の上限幅を</span></p> <p><span style="font-size:14px;">引き上げてきたことによって、</span></p> <p><span style="font-size:14px;">10年固定型や全機関固定型の</span></p> <p><span style="font-size:14px;">住宅ローン金利が徐々に上がりつつあります。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">この2つの住宅ローン金利が</span></p> <p><span style="font-size:14px;">上がりつつある理由は、</span></p> <p><span style="font-size:14px;">長期金利の上限が引き上げられれば</span></p> <p><span style="font-size:14px;">それに連動する</span></p> <p><span style="font-size:14px;">10年物国債の利率が上昇し、</span></p> <p><span style="font-size:14px;">結果、銀行はその利率よりも低い金利で</span></p> <p><span style="font-size:14px;">住宅ローン金利を設定しなくなるからです。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">銀行からすると、</span></p> <p><span style="font-size:14px;">わざわざ国債より低い利率で</span></p> <p><span style="font-size:14px;">多少なりともリスクのある</span></p> <p><span style="font-size:14px;">住宅ローンを貸し出すより、</span></p> <p><span style="font-size:14px;">リスクのない日本国債を買った方が</span></p> <p><span style="font-size:14px;">いいわけですからね。</span></p> <p><br /> &nbsp;</p> <p><span style="font-size:14px;">そんなわけで現在は、</span></p> <p><span style="font-size:14px;">それでも固定を選んだ方がいいのか?</span></p> <p><span style="font-size:14px;">それとも、今のところ</span></p> <p><span style="font-size:14px;">金利上昇の影響を受けてない</span></p> <p><span style="font-size:14px;">変動金利を選んだ方がいいのか?</span></p> <p><span style="font-size:14px;">悩ましいところだと思いますが、</span></p> <p><br /> <span style="font-size:14px;">さて、あなたはどうお考えでしょうか?</span></p> <p><span style="font-size:14px;">住宅ローンを選ぶ際、</span></p> <p><span style="font-size:14px;">どっちが得なのかを考えても、</span></p> <p><span style="font-size:14px;">そもそも誰にもこれから先のことを</span></p> <p><span style="font-size:14px;">正確に予想することなんて出来ないので、</span></p> <p><span style="font-size:14px;">どっちを選んでも</span></p> <p><span style="font-size:14px;">当たる確率は50%だと思います。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">このインフレは今だけの</span></p> <p><span style="font-size:14px;">一過性のものかもしれず、</span></p> <p><span style="font-size:14px;">もしかしたら10年後には</span></p> <p><span style="font-size:14px;">再びデフレに逆戻りしているかもしれないし、</span></p> <p><span style="font-size:14px;">逆にこのままインフレの波に乗って</span></p> <p><span style="font-size:14px;">日本経済が息を吹き返すとしたら、</span></p> <p><span style="font-size:14px;">近い将来、変動金利に影響を与える</span></p> <p><span style="font-size:14px;">短期金利も上昇する可能性だって</span></p> <p><span style="font-size:14px;">充分考えられるわけですからね。</span></p>
画像2-1:<img src="/case/_data/contribute/images/1184_3_9.jpg" alt="画像2-1" />
テキスト2:<p><span style="font-size:14px;">つまり損得勘定で選ぶとしたら、</span></p> <p><span style="font-size:14px;">前者の方が可能性が高いと考えるなら</span></p> <p><span style="font-size:14px;">少しでも金利が安い</span></p> <p><span style="font-size:14px;">変動を選んでおいた方がいいでしょうし、</span></p> <p><span style="font-size:14px;">逆に、後者の可能性が高いと考えるなら</span></p> <p><span style="font-size:14px;">少々金利が高くとも</span></p> <p><span style="font-size:14px;">固定を選んでおいた方がいいとなるのですが、</span></p> <p><span style="font-size:14px;">これに関しては</span></p> <p><span style="font-size:14px;">ホント「神のみぞ知る」という</span></p> <p><span style="font-size:14px;">次元の話だと思います。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">そのため、住宅ローン選びに関して</span></p> <p><span style="font-size:14px;">僕自身が相談を受けた際には、</span></p> <p><span style="font-size:14px;">損得で選ぶのではなく、</span></p> <p><span style="font-size:14px;">どっちの方が性格的に向いているのか?</span></p> <p><span style="font-size:14px;">で選んでいただくようにしています。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">変動の場合、</span></p> <p><span style="font-size:14px;">区切り区切りで銀行に金利の交渉を</span></p> <p><span style="font-size:14px;">しにいかないといけないし、</span></p> <p><span style="font-size:14px;">場合によったら借り換えを</span></p> <p><span style="font-size:14px;">しないといけなくなるかもしれないので、</span></p> <p><span style="font-size:14px;">それが面倒だと感じる方には</span></p> <p><span style="font-size:14px;">固定をオススメするという感じですね。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">あとは、借り換えをするとなれば、</span></p> <p><span style="font-size:14px;">健康状態がいいことが条件となるので、</span></p> <p><span style="font-size:14px;">(団信への加入が基本必須となるからです)</span></p> <p><span style="font-size:14px;">家系的にそれが引っ掛かるという方にも。</span></p> <p><span style="font-size:14px;">住宅ローン選びに関して</span></p> <p><span style="font-size:14px;">一番やってはいけないと</span></p> <p><span style="font-size:14px;">ハッキリと言い切れることは、</span></p> <p><span style="font-size:14px;">借入額が多すぎるがゆえに、</span></p> <p><span style="font-size:14px;">返済の帳尻を合わせるという選び方です。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">つまり、本当は固定を選びたいのに</span></p> <p><span style="font-size:14px;">固定を選ぶと返済負担がキツくなるので、</span></p> <p><span style="font-size:14px;">その負担を下げるために</span></p> <p><span style="font-size:14px;">変動を選ばざるを得なくなるという状況です。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">例を挙げると、</span></p> <p><span style="font-size:14px;">毎月の返済額は10万円以下に抑えたい。</span></p> <p><span style="font-size:14px;">そしてそうなると固定金利を選ぶと</span></p> <p><span style="font-size:14px;">(金利1.45%・40年返済)</span></p> <p><span style="font-size:14px;">借入額は3600万円までに</span></p> <p><span style="font-size:14px;">抑えないといけないのだけど、</span></p> <p><span style="font-size:14px;">それよりも1000万円予算が</span></p> <p><span style="font-size:14px;">上がってしまい、</span></p> <p><span style="font-size:14px;">そのまま固定金利でいくとなると</span></p> <p><span style="font-size:14px;">毎月の返済が125,000円を超えてしまい、</span></p> <p><span style="font-size:14px;">流石にそれは家計的にキツいから</span></p> <p><span style="font-size:14px;">金利が安い変動金利(0.45%)を選び、</span></p> <p><span style="font-size:14px;">出来るだけ10万円に近づける</span></p> <p><span style="font-size:14px;">という調整をする(105,000円になる)</span></p> <p><span style="font-size:14px;">という感じですね。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">もちろん、この場合も</span></p> <p><span style="font-size:14px;">終わってみるとこれで良かった</span></p> <p><span style="font-size:14px;">となるかもしれないのですが、</span></p> <p><span style="font-size:14px;">これとは逆の方向に</span></p> <p><span style="font-size:14px;">経済が向かっていった場合、</span></p> <p><span style="font-size:14px;">これから先、生活のどこかに</span></p> <p><span style="font-size:14px;">大なり小なり皺寄せがやってくる</span></p> <p><span style="font-size:14px;">可能性が格段に高くなってしまいます。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">なので、</span></p> <p><span style="font-size:14px;">住宅ローン選びにおいては</span></p> <p><span style="font-size:14px;">以上の点をご留意いただき、</span></p> <p><span style="font-size:14px;">ご自身の性格と家計にあった</span></p> <p><span style="font-size:14px;">選択をしていただければと思います。</span></p> <p>&nbsp;</p> <p style="margin: 0px; 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font-family: &quot;Kozuka Gothic Pr6N&quot;, &quot;小塚ゴシック Pr6N&quot;, 游ゴシック体, &quot;Yu Gothic&quot;, YuGothic, &quot;ヒラギノ角ゴ ProN W3&quot;, &quot;Hiragino Kaku Gothic ProN&quot;, Verdana, メイリオ, Meiryo, sans-serif; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; vertical-align: bottom;">&nbsp;</p> <p style="margin: 0px; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-alternates: inherit; font-variant-position: inherit; font-variant-emoji: inherit; font-stretch: inherit; font-size: 16px; line-height: 2; font-family: &quot;Kozuka Gothic Pr6N&quot;, &quot;小塚ゴシック Pr6N&quot;, 游ゴシック体, &quot;Yu Gothic&quot;, YuGothic, &quot;ヒラギノ角ゴ ProN W3&quot;, &quot;Hiragino Kaku Gothic ProN&quot;, Verdana, メイリオ, Meiryo, sans-serif; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; vertical-align: bottom;">&nbsp;</p>
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テキスト1:<p><span style="font-size:14px;">新築住宅の家づくりでは、庭づくりについて考えることも重要です。<br /> 庭づくりでは、工夫すべきポイントがいくつかあります。<br /> このポイントを押さえられていないと、庭の外観の魅力が落ちてしまうので、知っておくと良いでしょう。<br /> 今回は、庭づくりに関する情報をお届けします。</span></p> <p>&nbsp;</p>
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テキスト2:<h3><span style="font-weight:bold;"><span style="font-size:20px;">庭づくりで考えたい3つのポイントについて</span></span></h3> <h4><span style="font-weight:bold;"><span style="font-size:16px;">1つ目は、地面です。</span></span></h4> <p><span style="font-size:14px;">地面は、庭のイメージに大きくかかわるポイントです。<br /> 特に、部屋から見た庭について、「どのように見えるか」、「どのような見え方が良いか」についてイメージしておく必要があります。<br /> また、部分によって土や砂利、芝生など何種類かに分けた庭づくりも可能です。<br /> アレンジの自由度が高い分、その人の個性を活かせる部分が地面であると言えます。</span></p> <h4><span style="font-weight:bold;"><span style="font-size:16px;">2つ目は、動線と配置です。</span></span></h4> <p><span style="font-size:14px;">庭の動線は、スムーズに移動するために工夫しなければならないポイントです。<br /> まずは人がどのように動くのかをある程度想定して物を配置しなければなりません。<br /> 動線を分かりやすくする工夫としては、庭に道を作る方法があります。<br /> 芝生の庭であっても道を砂利にすることで芝生を痛めることなく動線を作れます。<br /> 動線と物の配置を工夫できれば、スムーズな移動が可能になるだけではなく、すっきりとした印象を与えられるでしょう。</span></p> <h4><span style="font-weight:bold;"><span style="font-size:16px;">3つ目は、外からの視線です。</span></span></h4> <p><span style="font-size:14px;">外観を美しく見せることと同じくらい大切なのが、外観をいかにして隠すかということです。<br /> どのような庭にしたいかというコンセプトをできるだけ制限することなく、プライバシーを守れる庭づくりを目指すと良いでしょう。<br /> 外からの視線をコントロールする上で効果的なのが、アルミ製、スチール製などのフェンスの種類を選ぶこと、木を植えること、動線を少し遠回りさせるというように調整することなどが挙げられます。<br /> 外からの視線を遮るために参考にしてみてください。</span></p> <h3><span style="font-weight:bold;"><span style="font-size:20px;">新築の庭づくりでよくある失敗例とは?</span></span></h3> <h4><span style="font-weight:bold;"><span style="font-size:16px;">失敗例①</span></span></h4> <p><span style="font-size:14px;">よくある失敗としては、水道管が浅い場所にあったというケースです。<br /> 庭のデザインが決まっていない段階では、給排水やガスの配管は施工しやすい位置に設置し、埋めます。<br /> よって、後から庭をデザインして、工事してみると配管の位置が浅すぎてタイル張りの遊歩道を作れないというケースがあります。<br /> 庭のデザインに関しては、詳細が決まっていない段階で木を植える場所や花壇にしたい場所、タイルや石にする範囲をある程度決めておくと、後に植栽ができずに落胆するという事態を避けられるでしょう。</span></p> <h4><span style="font-weight:bold;"><span style="font-size:16px;">失敗例②</span></span></h4> <p><span style="font-size:14px;">また、手入れがあまりできないというのも代表的な失敗例です。<br /> こまめに手入れをしなければいけない植物に関しては、手入れが行き届いていないとすぐに成長してしまうので、庭の見た目が悪くなってしまいます。<br /> 樹木の場合は年月が経つにつれ成長するので敷地を飛び出さないように剪定が必要ということを覚えておくと良いでしょう。</span></p> <h4><span style="font-weight:bold;"><span style="font-size:16px;">失敗例③</span></span></h4> <p><span style="font-size:14px;">費用に関する失敗も多く見られます。<br /> 庭づくりに必要な費用は、多岐にわたります。<br /> 植栽費、舗装材、門扉、柵、ガレージの舗装や屋根など、それぞれどのようなデザインにするのか、どのくらい必要なのか、によって資材にかかる費用や施工にかかる費用が異なります。<br /> 家づくりを計画する際には、諸費用の中に庭づくりにかかる費用についてもしっかりと頭に入れて計画しなければなりません。</span></p> <h3><span style="font-weight:bold;"><span style="font-size:20px;">まとめ</span></span></h3> <p><span style="font-size:14px;">今回は、新築の庭づくりで押さえるべきポイントと失敗例について紹介しました。<br /> 庭づくりの際には、地面と動線、プライバシーの保護の3点について今回紹介した条件を守る必要があります。<br /> また、失敗例にあるような水道管の位置やメンテナンス、費用についても事前の計画でしっかりと対策しておくと良いでしょう。</span></p> <p>&nbsp;</p> <p>&nbsp;</p> <p style="margin: 0px; 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font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; vertical-align: bottom;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 14px; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; vertical-align: bottom;">▶<u style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: bottom;"><a href="https://liff.line.me/2000117263-wZVr0QRn?" style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: bottom; text-decoration-line: none; color: rgb(51, 51, 51);"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: bottom; color: rgb(0, 0, 205);">公式LINE登録はこちら</span></a></u></span></p> <p style="margin: 0px; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-alternates: inherit; font-variant-position: inherit; font-variant-emoji: inherit; font-stretch: inherit; font-size: 16px; line-height: 2; font-family: &quot;Kozuka Gothic Pr6N&quot;, &quot;小塚ゴシック Pr6N&quot;, 游ゴシック体, &quot;Yu Gothic&quot;, YuGothic, &quot;ヒラギノ角ゴ ProN W3&quot;, &quot;Hiragino Kaku Gothic ProN&quot;, Verdana, メイリオ, Meiryo, sans-serif; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; vertical-align: bottom;">&nbsp;</p> <p style="margin: 0px; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-alternates: inherit; font-variant-position: inherit; font-variant-emoji: inherit; font-stretch: inherit; font-size: 16px; line-height: 2; font-family: &quot;Kozuka Gothic Pr6N&quot;, &quot;小塚ゴシック Pr6N&quot;, 游ゴシック体, &quot;Yu Gothic&quot;, YuGothic, &quot;ヒラギノ角ゴ ProN W3&quot;, &quot;Hiragino Kaku Gothic ProN&quot;, Verdana, メイリオ, Meiryo, sans-serif; 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画像3-1:
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画像1-1:<img src="/case/_data/contribute/images/1182_3_1.jpg" alt="画像1-1" />
テキスト1:<p><span style="font-size:14px;">家を建てる時には、</span></p> <p><span style="font-size:14px;">綿密な資金計画を</span></p> <p><span style="font-size:14px;">立てる必要があるのですが、</span></p> <p><span style="font-size:14px;">ここで重要になってくるのが</span></p> <p><span style="font-size:14px;">資金計画の進め方を間違えないことです。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">というのも、</span></p> <p><span style="font-size:14px;">資金計画には進め方が2種類あり、</span></p> <p><span style="font-size:14px;">その選択を間違えてしまうと</span></p> <p><span style="font-size:14px;">家づくりの予算設定を</span></p> <p><span style="font-size:14px;">高い確率で間違えることになるからです。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">そして、その結果</span></p> <p><span style="font-size:14px;">貯金に資金を回せなくなり、</span></p> <p><span style="font-size:14px;">貯金に資金が回せた方との間に</span></p> <p><span style="font-size:14px;">金銭的にも気持ちのゆとり的にも</span></p> <p><span style="font-size:14px;">大きな差が生じることになります。</span></p> <p><br /> &nbsp;</p> <p><span style="font-size:14px;">では、まずダメな資金計画から</span></p> <p><span style="font-size:14px;">お伝えさせていただくと、</span></p> <p><br /> <span style="font-size:14px;">それは、先にローンの金額を決めて</span></p> <p><span style="font-size:14px;">そこから土地や家や外構に</span></p> <p><span style="font-size:14px;">それぞれ適切な予算を</span></p> <p><span style="font-size:14px;">配分していくのではなく、</span></p> <p><span style="font-size:14px;">それとは真逆の道を辿ります。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">つまり、</span></p> <p><span style="font-size:14px;">先に土地を探し、家や外構の設計をし、</span></p> <p><span style="font-size:14px;">それらを合計した金額が</span></p> <p><span style="font-size:14px;">ローンの金額になる</span></p> <p><span style="font-size:14px;">という流れを取るわけです。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">結果、土地の予算はかさみ、</span></p> <p><span style="font-size:14px;">家の予算もかさみ、</span></p> <p><span style="font-size:14px;">さらに外構の予算もかさみます。</span></p> <p><span style="font-size:14px;">そして、ローンにその皺寄せがやってきて</span></p> <p><span style="font-size:14px;">夫婦で収入合算をして</span></p> <p><span style="font-size:14px;">銀行から資金調達をすることになります。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">一例を挙げるとするならば、</span></p> <p><span style="font-size:14px;">本来土地に費やせる予算は850万円なのに</span></p> <p><span style="font-size:14px;">1200万円を費やしてしまい、</span></p> <p><span style="font-size:14px;">本来家に費やせる予算は2500万円なのに</span></p> <p><span style="font-size:14px;">3000万円費やしてしまい、</span></p> <p><span style="font-size:14px;">本来外構に費やせる予算は150万円なのに</span></p> <p><span style="font-size:14px;">300万円費やしてしまう、</span></p> <p><span style="font-size:14px;">という感じです。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">つまり、予算から逆算すると</span></p> <p><span style="font-size:14px;">土地・家・外構に合計で費やせる予算は</span></p> <p><span style="font-size:14px;">本来3500万円なのに、</span></p> <p><span style="font-size:14px;">進め方を間違えてしまったことで</span></p> <p><span style="font-size:14px;">4500万円も費やしてしまった、</span></p> <p><span style="font-size:14px;">ということですね。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">そして、毎月の返済負担が</span></p> <p><span style="font-size:14px;">25,000〜30,000円も高くなり、</span></p> <p><span style="font-size:14px;">貯金をする余裕がなくなってしまいます。</span></p> <p>&nbsp;</p> <p>&nbsp;</p>
画像2-1:<img src="/case/_data/contribute/images/1182_3_9.jpg" alt="画像2-1" />
テキスト2:<p><span style="font-size:14px;">他方、先にローンの金額を決め</span></p> <p><span style="font-size:14px;">それから土地・家・外構に</span></p> <p><span style="font-size:14px;">予算を振り分けていくという</span></p> <p><span style="font-size:14px;">資金計画の流れをとれば</span></p> <p><span style="font-size:14px;">そのような悲劇を</span></p> <p><span style="font-size:14px;">未然に防ぐことが出来ます。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">具体的には、</span></p> <p><span style="font-size:14px;">毎月の返済額がいくらであれば</span></p> <p><span style="font-size:14px;">今後、積立投資をするゆとりが出来るのか?</span></p> <p><span style="font-size:14px;">を考慮した上で借入額を決める。</span></p> <p><span style="font-size:14px;">そして、それに加えて保険を見直すことで</span></p> <p><span style="font-size:14px;">積立投資の額をどこまで増やせるのかを考える。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">そして、その借入額から</span></p> <p><span style="font-size:14px;">土地・家・外構以外に必要な費用を差し引き、</span></p> <p><span style="font-size:14px;">残りの費用をそれぞれに振り分ける。</span></p> <p><span style="font-size:14px;">という流れですね。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">仮に無理のないの返済額が</span></p> <p><span style="font-size:14px;">9万円だとしたら</span></p> <p><span style="font-size:14px;">借入額は3500万円になる。</span></p> <p><span style="font-size:14px;">そこから土地・家・外構以外に</span></p> <p><span style="font-size:14px;">250万円が必要だとしたら</span></p> <p><span style="font-size:14px;">残りの3250万円を</span></p> <p><span style="font-size:14px;">土地・家・外構にそれぞれ振り分ける。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">そして、建てたい家が平屋だとしたら</span></p> <p><span style="font-size:14px;">土地の広さが55〜60坪必要なので</span></p> <p><span style="font-size:14px;">まず外構に100万円の予算を取る。</span></p> <p><span style="font-size:14px;">で、残りの3150万円を土地と家に振り分ける。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">住みたい地域が決まっていて</span></p> <p><span style="font-size:14px;">その地域で55〜60坪の土地を買うとしたら</span></p> <p><span style="font-size:14px;">最低でも750万円は必要だとする。</span></p> <p><span style="font-size:14px;">であれば、3150万円から750万円を差し引いた</span></p> <p><span style="font-size:14px;">2400万円で出来る平屋の家を考える。</span></p> <p><span style="font-size:14px;">といった感じですね。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">この方法で進めれば</span></p> <p><span style="font-size:14px;">建てた後、生活が苦しくなる可能性は</span></p> <p><span style="font-size:14px;">限りなくゼロに近づくと思いますが、</span></p> <p><span style="font-size:14px;">一方で、古来の家づくりの考え方に</span></p> <p><span style="font-size:14px;">縛られていては、</span></p> <p><span style="font-size:14px;">これを実現するのが</span></p> <p><span style="font-size:14px;">限りなく難しくなります。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">そのため、土地の選び方にせよ、</span></p> <p><span style="font-size:14px;">間取りの考え方にせよ、</span></p> <p><span style="font-size:14px;">外構の考え方にせよ、</span></p> <p><span style="font-size:14px;">知識の幅を広げていただき</span></p> <p><span style="font-size:14px;">柔軟に考えられるように</span></p> <p><span style="font-size:14px;">なっていただきたいと考えています。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">というわけで、</span></p> <p><span style="font-size:14px;">このあと家づくりの予算を</span></p> <p><span style="font-size:14px;">合理的に圧縮する方法について</span></p> <p><span style="font-size:14px;">お伝えしていきたいと考えているのですが、</span></p> <p><span style="font-size:14px;">その前に、資金計画において</span></p> <p><span style="font-size:14px;">もう1つの大切な項目である</span></p> <p><span style="font-size:14px;">「住宅ローン」について</span></p> <p><span style="font-size:14px;">次回はお伝えしていきたいと思います。</span></p> <p>&nbsp;</p> <p style="margin: 0px; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-alternates: inherit; font-variant-position: inherit; font-variant-emoji: inherit; font-stretch: inherit; font-size: 16px; line-height: 2; font-family: &quot;Kozuka Gothic Pr6N&quot;, &quot;小塚ゴシック Pr6N&quot;, 游ゴシック体, &quot;Yu Gothic&quot;, YuGothic, &quot;ヒラギノ角ゴ ProN W3&quot;, &quot;Hiragino Kaku Gothic ProN&quot;, Verdana, メイリオ, Meiryo, sans-serif; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; vertical-align: bottom;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 14px; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; vertical-align: bottom;"><u style="margin: 0px; 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vertical-align: bottom;">&nbsp;</p>
画像3-1:<img src="/case/_data/contribute/images/1182_3_12.jpg" alt="画像3-1" />
テキスト3:
画像4-1:
テキスト4:

画像1-1:<img src="/case/_data/contribute/images/1181_3_1.jpg" alt="画像1-1" />
テキスト1:<p><span style="font-size:14px;">昔は家を建てる時、</span></p> <p><span style="font-size:14px;">「頭金が2割は必要だ」</span></p> <p><span style="font-size:14px;">と言われていましたが、</span></p> <p><span style="font-size:14px;">現在は、どこの銀行でも</span></p> <p><span style="font-size:14px;">ほぼ全額貸してくれるようになりました。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">そのため、頭金として出せる</span></p> <p><span style="font-size:14px;">お金を持っている場合、</span></p> <p><span style="font-size:14px;">それを出した方がいいのかどうか</span></p> <p><span style="font-size:14px;">悩んでいる方がいらっしゃると思いますが、</span></p> <p><span style="font-size:14px;">その答えは、その資金を</span></p> <p><span style="font-size:14px;">どのようにするつもりでいるのかで</span></p> <p><span style="font-size:14px;">大きく違ってきます。</span></p> <p><br /> &nbsp;</p> <p><span style="font-size:14px;">この場合、</span></p> <p><span style="font-size:14px;">1.頭金を入れる</span></p> <p><span style="font-size:14px;">2.頭金を入れず預金口座に置いておく</span></p> <p><span style="font-size:14px;">3.頭金を入れず投資に回す</span></p> <p><span style="font-size:14px;">という3つの選択肢がありますが、</span></p> <p><span style="font-size:14px;">結論から申し上げると、</span></p> <p><br /> <span style="font-size:14px;">迷わず3の選択肢を</span></p> <p><span style="font-size:14px;">取っていただきたいと考えています。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">つまり100万円の頭金があるとしたら</span></p> <p><span style="font-size:14px;">それを全額</span></p> <p><span style="font-size:14px;">長期積立投資の頭金として入れた方がいい</span></p> <p><span style="font-size:14px;">というわけですね。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">この100万円は銀行預金に置いていても</span></p> <p><span style="font-size:14px;">現在の銀行の預金金利では、</span></p> <p><span style="font-size:14px;">年間で10〜20円しか増えないし、</span></p> <p><span style="font-size:14px;">あるいは頭金として入れたとしても、</span></p> <p><span style="font-size:14px;">それで圧縮出来る利息の額は</span></p> <p><span style="font-size:14px;">40年間で20万円ぐらいなのに対し、</span></p> <p><span style="font-size:14px;">長期積立投資の頭金として入れた場合、</span></p> <p><span style="font-size:14px;">仮に毎年平均6%ずつ増えていくとしたら</span></p> <p><span style="font-size:14px;">40年後その資金は</span></p> <p><span style="font-size:14px;">10.6倍である1060万円にまで</span></p> <p><span style="font-size:14px;">膨れ上がることになるからです。</span></p>
画像2-1:<img src="/case/_data/contribute/images/1181_3_9.jpg" alt="画像2-1" />
テキスト2:<p><span style="font-size:14px;">そのため、入れられる頭金がある場合は、</span></p> <p><span style="font-size:14px;">それを積立投資の頭金として</span></p> <p><span style="font-size:14px;">全額入れていただきつつ、</span></p> <p><span style="font-size:14px;">前回・前々回お伝えしたように</span></p> <p><span style="font-size:14px;">不要な保険を全て解約し、</span></p> <p><span style="font-size:14px;">毎月の積み立て資金に回していただく。</span></p> <p><span style="font-size:14px;">これが最良の方法だと考えています。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">おそらく</span></p> <p><span style="font-size:14px;">この選択肢を知り実行した方は、</span></p> <p><span style="font-size:14px;">老後2000万円問題に直面することなく</span></p> <p><span style="font-size:14px;">優雅な老後を過ごせる可能性と、</span></p> <p><span style="font-size:14px;">これからずっと</span></p> <p><span style="font-size:14px;">お金の不安を感じることなく</span></p> <p><span style="font-size:14px;">暮らし続けられる可能性が</span></p> <p><span style="font-size:14px;">圧倒的に高くなると思われます。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">これに対し、</span></p> <p><span style="font-size:14px;">この選択肢を知らないまま進んだ方や</span></p> <p><span style="font-size:14px;">知っていても投資に悪いイメージがあり</span></p> <p><span style="font-size:14px;">実行出来なかった方などは、</span></p> <p><span style="font-size:14px;">それらとは真逆の状況に直面する</span></p> <p><span style="font-size:14px;">可能性が圧倒的に高くなるかもしれません。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">お金の不安を感じながら暮らし続ける・・</span></p> <p><span style="font-size:14px;">仕事をやめてのんびり暮らしたくても</span></p> <p><span style="font-size:14px;">所得がなければ生活していけないから</span></p> <p><span style="font-size:14px;">働き続けざるを得ない・・</span></p> <p><span style="font-size:14px;">といった状況です。</span></p> <p>&nbsp;</p> <p><span style="font-size:14px;">そんなわけで、</span></p> <p><span style="font-size:14px;">「投資=損をする」とか</span></p> <p><span style="font-size:14px;">「投資=リスクが高い」という</span></p> <p><span style="font-size:14px;">ネガティブなイメージをお持ちの方は、</span></p> <p><span style="font-size:14px;">出来れば、家を建てるタイミングで</span></p> <p><span style="font-size:14px;">正しい知識をつけていただき、</span></p> <p><span style="font-size:14px;">家を建ててても</span></p> <p><span style="font-size:14px;">お金の不安を感じることなく</span></p> <p><span style="font-size:14px;">暮らしていっていただけるよう</span></p> <p><span style="font-size:14px;">備えていただければと思います。</span></p> <p>&nbsp;</p> <p style="margin: 0px; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-alternates: inherit; font-variant-position: inherit; font-variant-emoji: inherit; font-stretch: inherit; font-size: 16px; line-height: 2; font-family: &quot;Kozuka Gothic Pr6N&quot;, &quot;小塚ゴシック Pr6N&quot;, 游ゴシック体, &quot;Yu Gothic&quot;, YuGothic, &quot;ヒラギノ角ゴ ProN W3&quot;, &quot;Hiragino Kaku Gothic ProN&quot;, Verdana, メイリオ, Meiryo, sans-serif; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; vertical-align: bottom;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 14px; line-height: inherit; font-family: inherit; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; vertical-align: bottom;"><u style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: bottom;"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: bottom;"><a href="http://search.google.com/local/reviews?placeid=ChIJV_zmew1-AGARcwiNZ4n9ccU" style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: bottom; text-decoration-line: none; color: rgb(51, 51, 51);"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: bottom; color: rgb(0, 0, 255);"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: bottom;"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: bottom;">▶</span></span></span></a><u style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: bottom;"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: bottom;"><a href="http://search.google.com/local/reviews?placeid=ChIJV_zmew1-AGARcwiNZ4n9ccU" style="margin: 0px; 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vertical-align: bottom;">&nbsp;</p>
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